Select Home Warranty Review | top fundings

Select Home Warranty Review

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Discover how Select Home Warranty helps cover everyday breakdowns for the systems and appliances your home relies on.

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Jen Simpson

Home Warranty Editor

Pros

  • Simple three-plan setup
  • Good range of optional add-ons
  • 24/7 service request access
  • Strong promotional offers
  • Easy online account management

Cons

  • 30-day waiting period applies
  • Service fee charged per claim
  • Pre-existing issues are not covered
  • Select usually assigns the technician
  • Cash payouts may be lower than replacement cost

About Select Home Warranty

Select Home Warranty has been in business since 2012 and positions itself as an affordable, broad-market home warranty option for homeowners who want help managing repair costs on key systems and appliances. On its About page, the company says it has processed more than 1 million service requests across the U.S.

What makes Select easy to place on a review page is its structure. Instead of forcing shoppers through a complicated plan lineup, it keeps the offer centered on three easy-to-understand tiers and a long list of optional extras. That makes it easier for paid-traffic visitors to figure out where they fit without spending too much time sorting through plan jargon.

Select also leans into convenience. The company says customers can file claims through its portal, view plan details online, and submit service requests any time. For homeowners who want a home warranty that feels simple to use, that is one of the stronger parts of the offer.

Plans and Coverage

Select’s three-plan structure is built around common homeowner needs. Bronze Care is positioned as the appliance-focused option, Gold Care centers on major home systems, and Platinum Care combines both for broader everyday protection. Select’s own plan and marketing pages describe the lineup as a way to choose between basic, system-focused, or more complete coverage.

Across its public pages, Select highlights coverage for items such as refrigerators, ovens, dishwashers, garbage disposals, heating systems, electrical systems, AC and HVAC systems, air ductwork, washers, dryers, plumbing stoppages, garage door openers, sump pumps, and roof leaks. It also promotes optional coverage for pools or spas, septic systems, well pumps, and lawn sprinkler systems.

Claims and Service Fees

Select’s contract says coverage begins 30 days after the purchase date, and the initial contract term lasts one year from the effective date. The agreement also says customers must contact Select before getting service, or the claim may be invalid and unreimbursed.

The company says it can be reached by phone or email for service, and its customer portal is designed for filing claims and viewing plan details online. For non-emergency claims, Select says it will start the diagnosis process by contacting a technician within 48 hours under normal circumstances.

Service fees are a key detail here. Select’s contract says the service call fee is due each time a technician is scheduled and dispatched, and its service-fee explainer says the fee generally ranges from $75 to $100, depending on contract length. The company also says that fee still applies even if the claim is excluded, limited, or denied once the technician has been dispatched.

Who Select Home Warranty Is Best For

Select Home Warranty is a good fit for homeowners who want a simple shopping experience, like having a few plan choices instead of many, and want the option to add coverage for specialty items later. It also works well for shoppers who respond to strong promotional offers and want an easy online path from quote to claim.

It may be less appealing for shoppers who want coverage to start right away, want more control over contractor choice, or want the clearest possible fee structure before buying. Those buyers should pay close attention to the waiting period, service-fee rules, and contract limitations before signing up.

Bottom Line

Select Home Warranty is easy to understand, easy to quote, and built around a plan structure that works well for comparison-site visitors. The three-tier lineup and strong promotional messaging make it a practical option for homeowners who want broad home warranty coverage without a confusing buying process.

The strongest part of the offer is accessibility: clear plan choices, online claims access, and useful optional coverage. The main caution is in the contract language, where waiting periods, service-fee rules, pre-existing condition exclusions, and depreciated cash-settlement language can shape the real value of the plan once you need service.

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